{"id":164454,"date":"2025-07-21T11:51:26","date_gmt":"2025-07-21T09:51:26","guid":{"rendered":"https:\/\/factorialhr.com\/blog\/?p=164454"},"modified":"2025-12-12T02:19:31","modified_gmt":"2025-12-12T00:19:31","slug":"alternatives-to-spendesk","status":"publish","type":"post","link":"https:\/\/factorialhr.co.uk\/blog\/alternatives-to-spendesk\/","title":{"rendered":"Top 5 Alternatives to Spendesk for UK Employers in 2026"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Managing expenses for your team can be a significant administrative task that requires considerable time and resources. Luckily, several different software platforms exist to <strong>automate<\/strong> the process, creating efficiencies in the workplace and also providing data to report and <strong>analyse<\/strong> where expenses are occurring.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we provide an overview of <strong>expense management software<\/strong> and outline the <strong>key features to look for<\/strong>. We also provide you with <strong>5 alternatives to Spendesk<\/strong>, one of the better-known platforms available.\u00a0<\/span><\/p>\n<h2><b>What is Expense Management Software?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Expense management software enables companies to <strong>pay<\/strong>, <strong>track<\/strong>, and <strong>record<\/strong> costs incurred during their operations. The term&#8217; expenses&#8217; can include any costs associated with the process of generating revenue, but it is usually applied to any costs employees incur to perform their role.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">An example of expenses is the travel and hospitality costs incurred when an employee visits a client and takes them out for dinner as part of an ongoing professional relationship.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Expenses are significant to a business because they directly impact profitability. Accurate tracking of expenses provides information that supports budgeting, planning for tax payments and financial decision-making for the future.\u00a0<\/span><\/p>\n<div class=\"factorial-banner inline-banner banner-freebie category-hr-tech\"\n    data-banner-id=\"164493\"\n    data-banner-type=\"freebie\"\n    data-category=\"HR Tech\">\n    <div class=\"banner-content\">\n        <div class=\"banner-text\">\n                            <h4>Get Your Free Expense Log Template<\/h4>\n            \n                            <ul class=\"banner-checklist\">\n                                                                        <li class=\"not-prose\">Track employee spending<\/li>\n                                                                                                <li class=\"not-prose\">Centralise company expenses<\/li>\n                                                                                                <li class=\"not-prose\">See spending patterns<\/li>\n                                                            <\/ul>\n            \n                            <a href=\"https:\/\/factorialhr.co.uk\/templates\/expense-log\"\n                    class=\"factorial-cta-button not-prose freebie\" data-cta=\"freebie\" data-cta-position=\"inline-banner\">\n                    Download for free                <\/a>\n                    <\/div>\n\n        <div class=\"banner-image has-image\">\n            <img decoding=\"async\" src=\"https:\/\/factorialhr.com\/wp-content\/uploads\/2025\/07\/21114555\/Expense-report-template.png\" class=\"not-prose\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n<h2><b>What Should You Look For In An Expense Management Tool?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you are beginning a search for the best expense management tool, a good place to start is to consider your organisation&#8217;s structure, size, and financial goals. Understanding the details of your daily operations and the locations where the company operates is also essential.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are 10 key questions to consider when looking for an expense management tool:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h4><b>How easy is it to use?\u00a0<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">The software should have an intuitive interface that is easy to access, and getting to grips with the system should require minimal training for employees.<\/span><\/p>\n<h4><b>Does it allow employees to capture and upload receipts?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">For accurate and up-to-date tracking, employees must be able to take a photo of their receipt and attach that record directly to the relevant transaction. Look for optical character recognition (OCR) to help with the automatic completion of data.<\/span><\/p>\n<h4><b>Can you customise the approval workflows?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Each company has their own processes, so being able to personalise the approvals with role-based permissions, multiple approval chains, and notifications is essential.<\/span><\/p>\n<h4><b>Are the functions related to managing expenses automated?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">A sound expense management software system will categorise expenses as they occur, send reminders, approve reimbursements, and automatically flag any policy infringements.\u00a0<\/span><\/p>\n<h4><b>Can you integrate the software with other applications?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Being able to integrate with other software, such as accounting, <a href=\"https:\/\/factorialhr.co.uk\/blog\/payroll-explained\/\">payroll<\/a>, and HR applications, is essential to ensure that the information from your expense management software accurately feeds into the rest of your business. API access is also necessary to support custom integrations.\u00a0<\/span><\/p>\n<h4><b>Is there a native mobile app or cloud-based access to the software?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Being able to access the expense management software when they are out and about is essential for more accurate tracking and paying of expenses. Some platforms have their <\/span><a href=\"https:\/\/factorialhr.co.uk\/mobile-app-hr\"><span style=\"font-weight: 400;\">own mobile apps<\/span><\/a><span style=\"font-weight: 400;\">, while others offer connections via their websites.<\/span><\/p>\n<h4><b>Does the software support multiple currencies and locations?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">If your company operates internationally, it may be essential for you to be able to record and pay expenses in various currencies.<\/span><\/p>\n<h4><b>Are travel expenses included in the software?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Not every expense management tool can support <\/span><span style=\"font-weight: 400;\">travel expenses.<\/span><span style=\"font-weight: 400;\"> If being able to track employee mileage, pay <a href=\"https:\/\/factorialhr.co.uk\/blog\/meal-allowance-rates\/\">per diem<\/a> travel policies, and integrate flight and hotel information are essential for your business, the software you choose should include these features.\u00a0<\/span><\/p>\n<h4><b>Is there a good reporting function?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Being able to export reports on expenses, track trends and understand expenditure in real-time is a significant benefit of expense management software. While most systems provide rudimentary reporting, some also support the customisation of dashboards and analytics to deliver more detailed and specific reports.<\/span><\/p>\n<h4><b>Is the software secure and compliant?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Expense management software should keep an audit trail of all transactions to support tax compliance. It\u2019s also essential that any employee data stored in the system meets <a href=\"https:\/\/factorialhr.co.uk\/blog\/hr-compliance-uk-gdpr\/\">GDPR requirements<\/a> and is encrypted with role-based access so only those who need to use specific employee data can retrieve it.<\/span><\/p>\n<h2><b>Top 5 Alternatives to Spendesk<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">While Spendesk is a popular platform for small and medium-sized businesses looking for support with expense management, it\u2019s not necessarily the best solution for all organisations. Users report issues <strong>scaling Spendesk<\/strong> as their business grows, a <strong>lack of reliability<\/strong> in how the system integrates with other applications, and <strong>unresponsive customer<\/strong> support. People also cite <strong>glitches<\/strong> in the virtual card system, with some transactions declined after initially being approved, which can create issues. For some users, there are still too many manual processes involved in the Spendesk system. For example, reimbursement is not an automatic process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All these issues mean that <strong>exploring alternatives to Spendesk<\/strong> is a good idea to ensure that you are investing in the right platform for your business. Here, we have five alternative options to consider beyond Spendesk.<\/span><\/p>\n<h2><b>Spendesk Alternatives <\/b><b>Comparison Chart<\/b><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Platform<\/b><\/td>\n<td><b>Best For<\/b><\/td>\n<td><b>Core Features<\/b><\/td>\n<td><b>Integrations<\/b><\/td>\n<td><b>Pricing<\/b><\/td>\n<td><b>Drawback<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Factorial<\/span><\/td>\n<td><span style=\"font-weight: 400;\">All-in-one support that includes HR, finance, and payroll<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Expense tracking plus several HR functions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Open API, integrates with payroll, accounting and HR tools<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Starts at \u00a35.40 per user per month<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Broader than just expense management<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pleo<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Smart cards and automated expenses\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Virtual and physical cards, real-time tracking of expenditure<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Xero, QuickBooks, Sage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Starts at \u00a39.50 per month for up to 3 users<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limited support beyond basic expenses tracking<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Soldo<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Large teams with multi-level controls on expenditure<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Robust spend limits, audit trails and immediate control of expenditure<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Xero, QuickBooks, Sage<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Starts at \u00a321 per month for three users\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Not suitable for companies with fewer than 10 people<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Rydoo<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Global companies that support a travelling workforce<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel expenses and global compliance<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel booking tools<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Starts at \u00a37 per user per month<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Higher price compared to other platforms<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Zoho Expense\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Small businesses on a budget<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Basic expenses and mileage support<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The rest of the Zoho Suite, plus accounting tools such as QuickBooks and Zero<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Free plan for up to 3 users<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No virtual or physical corporate cards as part of the platform<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><b>1. Factorial: All-in-One Platform with Expense Management<\/b><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-156856 size-large\" src=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2024\/11\/22115814\/Home-dashboard-factorial-1024x807.png\" alt=\"A look into Factorial's profile dashboard, the best all-in-one HR software for 2025.\" width=\"1024\" height=\"807\" srcset=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2024\/11\/22115814\/Home-dashboard-factorial-1024x807.png 1024w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2024\/11\/22115814\/Home-dashboard-factorial-300x236.png 300w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2024\/11\/22115814\/Home-dashboard-factorial-768x605.png 768w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2024\/11\/22115814\/Home-dashboard-factorial.png 1352w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/factorialhr.co.uk\/\">Factorial<\/a> is a comprehensive business management platform that covers all your <strong>HR needs<\/strong>, including <strong>tracking<\/strong>, <strong>recording<\/strong> and <strong>paying<\/strong> <strong>expenses<\/strong>. The software seamlessly integrates several HR functions such as <\/span><span style=\"font-weight: 400;\">leave management,<\/span><span style=\"font-weight: 400;\"> performance reviews, recruitment and onboarding, and financial tools, such as <a href=\"https:\/\/factorialhr.co.uk\/expense-management-software\">expense management software<\/a>. Additionally, Factorial supports project and IT management, and procurement as part of its financial module. The \u2018core\u2019 pricing plan includes most of the financial functions required, such as reporting, expense reimbursement through payroll, and support for the entire payroll process. As a result, Factorial can support your financial needs without extra cost.\u00a0\u00a0<\/span><\/p>\n<p><b>Financial Features<\/b><\/p>\n<p><span style=\"font-weight: 400;\">As well as the many HR functions that Factorial supports, it provides the following financial support:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A native mobile app enables instant receipt uploads.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Approval workflows with role-based permissions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Centralised dashboard and up-to-date analytics.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expenses information, time tracking and payroll data are all linked for individual employees.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open AI to support integrations with other applications.<\/span><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/factorialhr.co.uk\/blog\/business-expense-cards-benefits\/\">Expense cards<\/a> (Factorial cards) to monitor employee spending.<\/li>\n<\/ul>\n<p><b>Pros<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Includes OCR-based receipt scanning and auto-fill of expense data.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allows the implementation of personalised policies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Supports nearly 200 currencies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Integrates reimbursement of expenses into payroll.<\/span><\/li>\n<\/ul>\n<p><b>Cons<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">May include more features than necessary.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Larger organisations require considerable set-up time.<\/span><\/li>\n<li aria-level=\"1\">Does not solely focus on finance tools.<\/li>\n<\/ul>\n<p><b>Pricing<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Includes a free trial.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prices start at \u00a35.40 per month per user.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plans are available for various businesses and budgets, tailored to the HR needs of the organisation.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><em><strong>See why 13,000+ businesses chose Factorial to manage time, people, and money.<\/strong> <\/em>\u2192<strong> <a href=\"https:\/\/factorialhr.co.uk\/request-demo\">Get a demo<\/a><\/strong><\/span><\/p>\n<h3><b>Pleo<\/b><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-118901 size-medium\" src=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2023\/09\/16110454\/Screenshot-2023-10-16-at-11.04.50-300x277.png\" alt=\"pleo expense management\" width=\"300\" height=\"277\" srcset=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2023\/09\/16110454\/Screenshot-2023-10-16-at-11.04.50-300x277.png 300w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2023\/09\/16110454\/Screenshot-2023-10-16-at-11.04.50-1024x946.png 1024w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2023\/09\/16110454\/Screenshot-2023-10-16-at-11.04.50-768x709.png 768w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2023\/09\/16110454\/Screenshot-2023-10-16-at-11.04.50.png 1070w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Pleo is a mobile-first, UK-based platform designed to be <strong>easy to use<\/strong> while employees are <strong>on the go<\/strong>. Its simple interface and low price point make it a strong alternative to the more expensive and more complex option of Spendesk. Pleo is popular among smaller businesses seeking a speedy setup which is why it makes such a great alternative to Spendesk.\u00a0<\/span><\/p>\n<p><b>Key Features<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mobile app for uploading receipts with OCR technology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Offers both virtual and physical company cards with a spending limit and cashback options.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Integrates with applications such as Xero, Sage and QuickBooks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provides real-time overviews of where expenditure is occurring.<\/span><\/li>\n<\/ul>\n<p><b>Pros<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Suitable for small businesses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Easy-to-use interface.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Includes an approvals process.<\/span><\/li>\n<\/ul>\n<p><b>Cons<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited features beyond tracking expenses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Higher-tier pricing for additional features.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Less support for invoice automation and batch processing.<\/span><\/li>\n<\/ul>\n<p><b>Pricing<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Starter Plan is \u00a39.50 per month for up to 3 users<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Essential Plan \u00a345 per month\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Advanced Plan \u00a399 per month\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Beyond Plan \u00a3179 per month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional monthly fee to add extra users\u00a0<\/span><\/li>\n<\/ul>\n<h3><b>Soldo<\/b><\/h3>\n<h4><img decoding=\"async\" class=\"alignnone wp-image-164484 size-large\" src=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113128\/Soldo-Ecosystem-genericDesktop-1024x515.webp\" alt=\"Soldo is a good Spendesk alternative if you're looking for a robust expenses platform that's quick and easy to deploy for a large team.\" width=\"1024\" height=\"515\" srcset=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113128\/Soldo-Ecosystem-genericDesktop-1024x515.webp 1024w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113128\/Soldo-Ecosystem-genericDesktop-300x151.webp 300w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113128\/Soldo-Ecosystem-genericDesktop-768x386.webp 768w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113128\/Soldo-Ecosystem-genericDesktop-1536x773.webp 1536w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113128\/Soldo-Ecosystem-genericDesktop-2048x1030.webp 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/h4>\n<p><span style=\"font-weight: 400;\">Soldo promotes itself as a tool for fair expenses without a spending free-for-all. Its system supports the quick and easy setup of expense management software while ensuring that appropriate controls are in place. Compared to Spendesk, Soldo is a <strong>strong alternative for small or mid-sized Europe-based organisations<\/strong> that need fast deployment with prepaid cards and robust expenditure controls.<\/span><\/p>\n<p><b>Key Features<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Virtual and physical prepaid company credit cards with spending limits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">OCR-enabled receipt upload functionality.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Approval workflows with multiple users, categories and audit trails.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Integrates with financial software such as Zero, QuickBooks and Sage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reports available.<\/span><\/li>\n<\/ul>\n<p><b>Pros<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quick and easy to set up.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Robust prepaid rules for expenditure.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Seamlessly integrates with popular finance tools.<\/span><\/li>\n<\/ul>\n<p><b>Cons<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The user interface is not as intuitive as other platforms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not suitable for companies with fewer than 10 people.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited reporting support unless you pay for Plus or Unlimited plans.<\/span><\/li>\n<\/ul>\n<p><b>Pricing<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Standard plan \u00a321 per month for three users, \u00a37 each for additional users.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plus plan \u00a333 per month for three users, \u00a311 each for additional users.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u2018Unlimited\u2019 custom option available.<\/span><\/li>\n<\/ul>\n<h3><b>Rydoo<\/b><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-164485 size-large\" src=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113359\/Rydoo-dashboard-1024x369.png\" alt=\"If you're looking for an expense management tool that provides robust support for travel expenditures, Rydoo is a strong alternative to Spendesk.\" width=\"1024\" height=\"369\" srcset=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113359\/Rydoo-dashboard-1024x369.png 1024w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113359\/Rydoo-dashboard-300x108.png 300w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113359\/Rydoo-dashboard-768x277.png 768w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113359\/Rydoo-dashboard-1536x554.png 1536w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/07\/21113359\/Rydoo-dashboard-2048x738.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Another <strong>expense-only software<\/strong> solution, Rydoo is a platform designed to support workforces based in the field or who travel frequently. The platform utilises <a href=\"https:\/\/factorialhr.co.uk\/blog\/ai-in-hr-understanding-ais-role-in-the-workplace\/\">AI<\/a> to automatically <strong>categorise<\/strong>, <strong>record<\/strong>, and <strong>intelligently<\/strong> <strong>report<\/strong> on where expenditures are occurring, and features a mobile app. Compared to Spendesk, Rydoo is a strong alternative if you need to support employees who travel frequently and manage a large number of expense receipts.<\/span><\/p>\n<p><b>Key Features<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Supports travel expenses with per diem and mileage tracking, as well as booking support.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">OCR-enabled scanning and automated approvals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Covers over 150 currencies and supports global tax compliance requirements.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u2018Smart Audit\u2019 analyses expenditure and produces reports.<\/span><\/li>\n<\/ul>\n<p><b>Pros<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Native mobile app with robust functionality.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tools linked with the OCR scanning function detect duplication or fraud.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Corporate cards don\u2019t require pre-funding.<\/span><\/li>\n<\/ul>\n<p><b>Cons<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Set-up is considered complex for smaller companies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Higher price compared to competitors.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited customisation options for reporting.<\/span><\/li>\n<\/ul>\n<p><b>Pricing<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online self-service options include Essentials at \u00a37 per user per month and Pro at \u00a39.50 per user per month.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Two personalised options with custom pricing are the \u2018Business\u2019 and \u2018Enterprise\u2019 plans.<\/span><\/li>\n<\/ul>\n<h3><b>Zoho Expense<\/b><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-162318 size-large\" src=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/06\/30094324\/zoho-expense-platform-1024x472.png\" alt=\"Zoho Expense is a top alternative to Pleo\" width=\"1024\" height=\"472\" srcset=\"https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/06\/30094324\/zoho-expense-platform-1024x472.png 1024w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/06\/30094324\/zoho-expense-platform-300x138.png 300w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/06\/30094324\/zoho-expense-platform-768x354.png 768w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/06\/30094324\/zoho-expense-platform-1536x709.png 1536w, https:\/\/factorialhr.co.uk\/wp-content\/uploads\/2025\/06\/30094324\/zoho-expense-platform-2048x945.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Zoho is a robust and comprehensive software solution that supports various business functions, including <strong>HR<\/strong>, <strong>project<\/strong> <strong>management<\/strong>, <strong>customer relations<\/strong>, and <strong>accounting<\/strong>. Zoho Expense is their travel and expense management solution, which offers features like <strong>receipt scanning<\/strong>, multiple users for approval processes, and tracking of mileage and per diem expenditure. It is a good alternative to Spendesk if you are looking for a cost-effective and scalable tool that is part of a bigger ecosystem of support.<\/span><\/p>\n<p><b>Key Features<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Includes OCR-enabled scanning and tools to detect duplication and policy violations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Integrates with financial software such as QuickBooks and Zero.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zoho software also supports various financial functions, including P&amp;L statements, balance sheets, and tax reporting.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mileage, per diem tracking and bookings are all supported for travel expenditure.<\/span><\/li>\n<\/ul>\n<p><b>Pros<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Good value for money.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Comprehensive support for the whole business.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Easy to set up and start using.<\/span><\/li>\n<\/ul>\n<p><b>Cons<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The platform does not include its own virtual or physical <a href=\"https:\/\/factorialhr.co.uk\/blog\/best-business-credit-cards\/\">corporate cards.<\/a><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited reporting and analytics.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Automation for invoices is basic.<\/span><\/li>\n<\/ul>\n<p><b>Pricing<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Free plan available for up to 3 users<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Standard Plan \u00a35 per month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Premium Plan \u00a37 per month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Custom plan available for up to 100 users<\/span><\/li>\n<\/ul>\n<h2><b>The Best Spendesk Alternative for UK Employers in 2026<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">When it comes to choosing an expense management software as an alternative to Spendesk, there are many options to consider. Priorities vary for each organisation, and it\u2019s a good idea to spend some time assessing exactly what you need before investing. For many businesses, it makes sense to invest in a platform that offers <strong>value for money<\/strong> and <strong>provides expense management support as part of a wider suite of functions.\u00a0<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/factorialhr.co.uk\/\">Factorial<\/a> is the best alternative for UK-based employers seeking a <strong>robust<\/strong>, <strong>comprehensive<\/strong> <strong>system<\/strong> that is <strong>flexible<\/strong>, <strong>agile<\/strong>, and <strong>scalable<\/strong>. Using Factorial\u2019s system, you can track expenses based on projects, review employee spending, provide daily limits and automate the reimbursement process. But there\u2019s much more to Factorial than this. The platform can help your business run more efficiently by bringing together data for <strong>HR, finance, and time and attendance in one place<\/strong>. That&#8217;s what makes Factorial such a strong alternative to Spendesk &#8211; all your core business functions, centralised in one unified platform.<\/span><\/p>\n<p><strong>Get started with Factorial today. <a href=\"https:\/\/factorialhr.co.uk\/request-demo\">Book a demo<\/a> to get your <em>free trial<\/em> today!<\/strong><\/p>\n<blockquote><p><em><span class=\"notion-enable-hover\" data-token-index=\"0\">The information presented on this page is based on publicly available sources and not limited to spendesk.com, zoho.com, rydoo.com, pleo.io, soldo.com, G2 public reviews, Capterra public reviews, and trustpilot public reviews<\/span><span class=\"notion-enable-hover\" data-token-index=\"2\">. <\/span><span class=\"notion-enable-hover\" data-token-index=\"3\">The comparisons between Factorial and other providers, are intended solely for the illustration of the respective software features, pricing and functionalities. All information regarding features, prices, and integrations may be subject to change without prior notice. Factorial assumes no liability for the accuracy, completeness, or timeliness of the information presented. We recommend contacting the respective providers directly to obtain the most accurate and up-to-date information. All legal regulations regarding spanish fair advertising and competition law are fully observed by us; if you have any concerns, please reach out to us. The comparisons presented do not constitute a final evaluation or recommendation for any provider, but serve solely as an informational source.<\/span><\/em><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Managing expenses for your team can be a significant administrative task that requires considerable time and resources. Luckily, several different software platforms exist to automate the process, creating efficiencies in the workplace and also providing data to report and analyse where expenses are occurring.\u00a0 In this article, we provide an overview of expense management software<a href=\"https:\/\/factorialhr.co.uk\/blog\/alternatives-to-spendesk\/\" class=\"read-more\"> [&#8230;]<\/a><\/p>\n","protected":false},"author":193,"featured_media":164466,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[906],"tags":[],"class_list":["post-164454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hr-tech-en-gb"],"acf":{"topics":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.5 (Yoast SEO v21.9.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 5 Alternatives to Spendesk for UK Employers in 2026<\/title>\n<meta name=\"description\" content=\"Discover the 5 best alternatives to Spendesk in 2026. 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