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Factorial's Business Credit Card

Gain financial control, manage your company's spending easily and forget about manual expense reimbursements thanks to our corporate credit card.

Trusted by 8000+ companies in over 65 countries

The employee credit card that does it all

Pay securely, manage spending flexibly and have complete financial control.

Set limits

Create different cards for each purpose and modify the budget on each for greater control over spending.

Automate expenses

Say goodbye to paper expense claims and piles of receipts. Instead, get notified instantly about each expense and review via mobile app.

Adjust instantly

Temporarily freeze cards when employees are on leave, or cancel them at the click of a button.

Integrate with Apple

Add virtual cards for business to your Apple Wallet and pay on-the-go securely with any Apple device.

Pay securely

Feel safe making purchases knowing that our employee expense cards have unique numbers that are never stored on our servers.

Gain insights

Integrate with our HR Analytics tool for deeper insights into spending so you can control costs more effectively.

Try it free for 14 days

Streamline expense management, electronic signatures and corporate cards for your employees with Factorial.

Stay on top of spending

Centralise expense processes for total visibility and control over business expenditures.

Customise settings to suit your business and set spending limits for each card
Receive automatic notifications about each payment in the app so you can track spending accurately in real-time
Update corporate credit card settings, freeze cards or issue new ones in seconds
Access accurate reports on company spending to empower your managers with deeper financial insights

Pay easily and quickly

Empower team members to pay painlessly with an employee credit card and adjust settings flexibly for ultimate business agility (Including Apple pay).

Choose virtual cards for business, activate them quickly and pay on-the-go with any Apple device
Set limits for each card
Distribute as many cards as you like so employees are never out-of-pocket and you can forget about reimbursements
Automatically view each payment in the app so managers can track spending accurately in real-time

Ready. Steady. Pay.

It only takes 4 steps to activate your company cards for employees.

1. Fund your Account

1. Fund your Account

Create your funding account and receive an IBAN to perform top-ups.

2. Create your Cards

2. Create your Cards

Start generating cards for different purposes and set limits.

3. Automate Expenses

3. Automate Expenses

Track every purchase and reflect them in Factorial Expenses.

4. Save time

4. Save time

Relax as the optimised workflow does the hard work for you.

The impact of an expense management system

Join the companies worldwide already optimising their expense processes with Factorial.

10 mins

Less spent per expense ticket

27 hours

Saved on average per month


Companies using our expense management solutions

All-in-one HR software

Our corporate virtual credit card is just the tip of the iceberg. Manage your team's time, holidays, payroll, performance and more, all from one place, with Factorial.

Trusted by over 8,000 companies worldwide
Ranked in G2's Top 50 HR Products 2023
Saves 30+ hours usually spent on manual work

Learn more about Factorial

With Factorial you can enhance your HR management by managing the digital signature of documents and expense management of your employees. Find out how!