Factorial's Business Credit Card
Gain financial control, manage your company's spending easily and forget about manual expense reimbursements thanks to our corporate credit card.
The employee credit card that does it all
Pay securely, manage spending flexibly and have complete financial control with corporate visa cards.
Set limits
Create different cards for each purpose and modify the budget on each for greater control over spending.
Automate expenses
Say goodbye to paper expense claims and piles of receipts. Instead, get notified instantly about each expense and review via mobile app.
Adjust instantly
Temporarily freeze cards expense cards for employees when they’re on leave, or cancel them at the click of a button.
Integrate with Apple
Add virtual cards for business to your Apple Wallet and pay on-the-go securely with any Apple device.
Pay securely
Feel safe making purchases knowing that our employee expense cards have unique numbers that are never stored on our servers.
Gain insights
Integrate with our HR Analytics tool for deeper insights into spending so you can control costs more effectively.
Try it free for 14 days
Streamline expense management, time off requests, performance reviews, recruitment, and much more with Factorial.
Stay on top of spending
Centralise expense processes for total visibility and control over business expenditures.
Pay easily and quickly
Empower team members to pay painlessly with an employee credit card and adjust settings flexibly for ultimate business agility (Including Apple pay).
Ready. Steady. Pay.
It only takes 4 steps to activate your company cards for employees.
1. Fund your Account
Create your funding account and receive an IBAN to perform top-ups.
2. Create your Cards
Start generating cards for different purposes and set limits.
3. Automate Expenses
Track every purchase and reflect them in Factorial Expenses.
4. Save time
Relax as the optimised workflow does the hard work for you.
The impact of an expense management system
Join the companies worldwide already optimising their expense processes with Factorial.
10 mins
Less spent per expense ticket
27 hours
Saved on average per month
+500
Companies using our expense management solutions
All-in-one HR software
Our corporate virtual credit card is just the tip of the iceberg. Manage your team's time, holidays, payroll, performance and more, all from one place, with Factorial.
Learn more about Factorial
With Factorial you can enhance your HR management by managing the digital signature of documents and expense management of your employees. Find out how!
Business credit card FAQs
Find answers to the most commonly asked questions about business expense cards for employees here.
What is a corporate credit card?
A corporate credit card is a financial tool that allows businesses to make purchases and manage expenses. It is issued in the business's name and is separate from personal finances.
How does a corporate credit card work?
A corporate credit card works by allowing employees to make business-related purchases on behalf of the company. The company is then responsible for repaying the credit card issuer.
Why should I use a corporate Visa card?
Using a corporate Visa card can streamline expense management, provide a clear record of business spending, and offer benefits like rewards programmes and purchase protection.
What types of corporate cards Factorial can provide?
Factorial can provide various corporate cards, including credit cards tailored for business expenses, travel cards for employee trips, and purchasing cards for procurement purposes.
Who can apply for a business credit card with Factorial?
Any business entity, including small businesses and larger enterprises, can apply for a business credit card with Factorial.
What are business credit card integrations?
Business credit card integrations refer to the ability to connect credit card transactions with accounting or expense management software, streamlining the tracking and reconciliation of business expenses.